This is a video explaining insurance profitability under a new paradigm.  The new paradigm naturally embeds capital management in the analysis of return.  The video provides an entertaining and convenient introduction to the new paradigm. The conceptual construct features investors who make one initial investment and reap in shareholder dividends and capital distributions from an insurance company until poor results lead to its liquidation or bankruptcy.
 
At a cost, reinsurance can allow a company to get through a rough period and keep the venture going.  Depending on the cost versus the protection, reinsurance could potentially improve the return to ceding company shareholders.  This is a ground-breaking conceputal advance that validates  conventional wisdom with actuarial analytic insight. 
 
The mov4 file is a movie of a PowerPoint with a cameo insert of a presenter going slide by slide through the presentation. The presentation is very accessible to regular actuaries. It walks through the basic concepts and has simple illustrative examples.
The mov4 file is a movie of a presentation of a PowerPoint.   The presenter is in a cameo insert on each slide.  The presentation is readily accessible to regular actuaries.  It walks through the basic concepts and has simple illustrative examples. 
An accompanying pdf handout of the presentation is available for sale as a separate item.  Also available for sale is a separate EXCEL macro-enabled workbook that demos the model.